visa iQ – Terms of Use
Intellectual Property Notice
All content, features, and functionality on this website — including but not limited to text, graphics, logos, icons, images, videos, software, and the overall design — are the exclusive property of visa iQ / Michael Bailey Legal Services PLLC (collectively, “visa iQ”) and are protected by United States and international copyright, trademark, and other intellectual property laws.
You may view, download, and print materials from this website for your personal, non-commercial use only. Except as expressly authorized in writing by visa iQ, you may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any portion of the site’s content or materials. Any unauthorized use of the materials may violate copyright, trademark, and other applicable laws and could result in civil or criminal penalties.
Copyright Notice:
© 2026 visa iQ / Michael Bailey Legal Services PLLC. All rights reserved.
Trademark Notice:
visa iQ™ and the visa iQ logo are trademarks or service marks of Michael Bailey Legal Services PLLC. All other names, logos, product and service names, designs, and slogans appearing on this site are the property of their respective owners. Nothing on this website shall be construed as granting any license or right to use any trademark displayed on the site without the prior written permission of visa iQ or such third party.
User Content and Ownership
visa iQ welcomes user engagement through contact forms, consultation requests, testimonials, and other means of communication on this website. However, no information or materials submitted through this site shall be considered confidential or create an attorney–client relationship unless and until a formal written engagement agreement has been executed with Michael Bailey Legal Services PLLC.
By submitting any information, content, or materials to visa iQ through this website, you grant visa iQ a non-exclusive, worldwide, royalty-free, and fully sublicensable license to use, reproduce, modify, publish, and display such materials solely for the purpose of responding to your inquiry, operating the website, or marketing visa iQ’s services (for example, displaying anonymized testimonials or success stories with your consent).
You represent and warrant that any materials or information you provide do not infringe the rights of any third party and are accurate to the best of your knowledge.
visa iQ reserves the right, in its sole discretion, to remove or decline to post any user-submitted content that violates these Terms of Use or is otherwise inappropriate, misleading, or unlawful.
No Legal Advice or Attorney–Client Relationship
The information provided on this website is for general informational purposes only and does not constitute legal advice. You should not rely upon any information presented on this site as a substitute for legal counsel specific to your situation.
Viewing this website, submitting information through online forms, or communicating with visa iQ or Michael Bailey Legal Services PLLC through this site does not create an attorney–client relationship. Such a relationship is formed only after a formal written engagement agreement has been executed and confirmed by Michael Bailey Legal Services PLLC.
visa iQ expressly disclaims all liability with respect to actions taken or not taken based on any content contained on this website. You should always consult with a qualified attorney regarding your particular facts and legal questions before making decisions that may affect your rights or obligations.
Limitation of Liability and Disclaimer of Warranties
visa iQ and Michael Bailey Legal Services PLLC strive to ensure that the information provided on this website is accurate and up to date; however, the site and all materials, information, and services made available through it are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied.
To the fullest extent permitted by law, visa iQ and Michael Bailey Legal Services PLLC disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. visa iQ does not warrant that the site or its content will be uninterrupted, error-free, or free of viruses or other harmful components, or that defects will be corrected.
In no event shall visa IQ, Michael Bailey Legal Services PLLC, or any of their respective owners, attorneys, employees, contractors, agents, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of, or inability to use, this website or its content, even if advised of the possibility of such damages.
Your sole and exclusive remedy for dissatisfaction with this website is to stop using it.
Governing Law and Dispute Resolution
These Terms of Use, and any dispute or claim arising out of or relating to them, the website, or any content or services provided through it, shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles.
Any legal action or proceeding arising under or relating to these Terms or your use of this website shall be brought exclusively in the state or federal courts located in Travis County, Texas, and you hereby irrevocably consent to the jurisdiction of such courts and waive any objection to venue therein.
By using this website, you agree that any cause of action arising out of or related to the site or these Terms must be commenced within one (1) year after the cause of action accrues; otherwise, such cause of action is permanently barred.
Modifications and Contact Information
visa iQ and Michael Bailey Legal Services PLLC reserve the right to modify, update, or discontinue this website, its content, or these Terms of Use at any time without prior notice. Any changes will be effective immediately upon posting to this page, and your continued use of the site constitutes your acceptance of those changes.
You are encouraged to review these Terms periodically to stay informed about updates. The “Last Updated” date at the bottom of this page reflects the most recent revision.
If you have any questions, comments, or concerns about these Terms or the website, please contact:
visa iQ / Michael Bailey Legal Services PLLC
Attn: Website Administrator
Austin, Texas
info@visaiq.io